Less paperwork
You get the simplicity, we handle the complexity.
Insurance Made Simple
A new way to interact with your insurance
The friction is gone. AI native estimates in 30 seconds, from a single photo.
Why Choose Objais?
From snap to estimate
No forms, no personal questions, no meetings. Snap. See. Decide.
How claims work
File a claim in minutes, not hours.
1
File in the app
Submit your claim in a few taps, no paperwork.
2
Add the evidence
Snap photos and upload proofs. Our AI builds the declaration with you.
3
One app, the whole network
Local brokers, insurers, experts, repairers and assistance, coordinated through Objais, accessible from your dashboard in the app.
4
Follow your claim
See every step of your claim, from filing to settlement. Track progress in the app.
*Coverage, limits and payouts subject to your policy terms and conditions and active contract.
Frequently Asked Questions
What is the difference between an estimate and a quote?
A quote is binding, detailed and personalised: it names the insurer and spells out the offer. An estimate is indicative — generated by our AI native technology from a single photo, to give you a first sense of what your insurance might cost. A free, instant approximation. It's a deliberate choice: we ask no personal questions, no account, no fifty-question form. Without that context, a binding quote simply isn't possible — and that's precisely what makes the estimate so fast. If the estimate interests you, you can request a personalised quote at any time. Only at that stage do we collect the information needed to put together binding offers from our network of insurers.
How does the instant estimate work?
Our AI analyses the photos of your asset and compares them against millions of real-world data points — recent sales, auction results, expert valuations and insurance benchmarks. You get an instant estimate in under 30 seconds. No forms, and no questions, just a snap.
What objects can I get an insurance estimate for?
09:01
For now, we cover: yachts, fine art, watches, jewellery, collections, antiques. We'll soon add new categories like cars, health, home and more. Leave your details and we'll let you know.
How quickly can I get coverage?
Two steps, two timelines. You get an instant, non-binding estimate in under 30 seconds. Activating actual coverage takes longer: depending on the asset, the country and the value, an expert assessment and the insurer's approval may be required before the policy goes live.
Are estimates updated over time?
Yes. Our AI tracks market data and updates your estimates automatically. You're notified when an asset's value moves significantly. Important: this updates the insurance estimate in your app, not the coverage in your policy. To adjust the insured amount with your local insurer, request an update from your Objais dashboard — one tap, and your insurer takes it from there.
How does Objais make money?
We're an AI-native insurance broker first. Our main revenue comes from commissions paid by the insurance companies we work with across Europe and beyond, paid by them, not by you. We also partner with independent service providers (legal, valuation, transport, private AI exhibition, storage, restoration, etc.) on a referral basis: when you connect with one through the app, the partner pays us a referral fee. We don't mark up their prices.
One photo. 30 seconds. Ready?
Download the Objais app, snap your asset, get a non-binding insurance estimate in under 30 seconds.
